Big News: Walmart & Amazon May Launch Their Own Stablecoins – Here's What It Means for You By ChainFabricNews

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Image source: New York Post

 The crypto world is buzzing again — and this time, it’s not just about Bitcoin or Ethereum. Two of the world’s largest companies, Walmart and Amazon, are reportedly considering launching their own stablecoins. If they move forward, this could change how we pay for things online and in stores in a big way.

So, what exactly is a stablecoin? In simple terms, it's a type of cryptocurrency that’s tied to real-world currency — usually the US dollar — which keeps its value stable. Unlike Bitcoin, which can swing wildly in price, stablecoins are designed for everyday use, like shopping or transferring money.

Why Are These Giants Interested?

Retailers like Amazon and Walmart process millions of transactions every day. Each of those payments comes with processing fees — usually 2–3% — that go to banks and credit card companies like Visa or Mastercard. By using stablecoins, these companies could reduce those fees dramatically.

They could also speed up payments and avoid delays in processing, especially for international transactions. Imagine ordering something from Amazon and your payment settling almost instantly — that's the power stablecoins can offer.

What's the Catch?

Right now, there’s no clear legal rulebook for how companies can issue or use stablecoins in the U.S. But that could change very soon. A bill called the GENIUS Act is making its way through Congress. If passed, it would set clear standards for stablecoins, such as full financial backing, audits, and customer protections.

Walmart and Amazon are likely waiting to see how this bill plays out before making any major moves. Still, the fact that they’re even considering it shows how much crypto is moving into the mainstream.

What Does This Mean for You?

If companies like Walmart or Amazon start using stablecoins, it could:

  • Lower prices (by cutting out fees from middlemen),

  • Speed up refunds and payments, and

  • Give you more control over your money, especially if you shop internationally.

On the flip side, it could also pressure traditional payment systems and banks to innovate faster or risk being left behind. In fact, just the news of this possibility made Visa and Mastercard’s stock prices drop recently!

A Turning Point for Crypto?

This isn’t just about one company or one coin. If big players like Amazon jump into crypto, it might finally push digital payments into everyday life for regular people — not just tech experts or investors.

Whether or not they launch their own stablecoins, one thing is clear: the way we pay is changing fast. And if stablecoins become common in places like Amazon checkouts or Walmart stores, this could be the moment we look back on as the start of something big.

Disclaimer: This article is for informational purposes only. It does not constitute financial advice. Always do your own research before making investment decisions.

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